In the event of damage to your Manhattan home or business, the first step is to file a claim with your insurance company. The insurance company will send out their adjuster, who will review the damage, typically by taking videos and photos.
The insurance company’s adjuster will then evaluate if your policy covers the damage and the level of coverage they are prepared to offer. However, it is important to keep in mind that the adjuster is not a neutral party, he or she works for the insurance company.
Using a Public Adjuster
If your insurance company denies the claim or only recommends paying a limited amount on the damages, hiring public adjusters in Manhattan is a wise choice. These professionals are not affiliated with the insurance companies and can they can provide an objective evaluation of the storm and water or other damage to your home or business.
In addition, these independent adjusters can be used to accurately represent damage due to smoke and fire, hurricanes, wind storms, hail, flooding, tornadoes, or damage from vandalism and other natural disasters.
Hiring public adjusters in Manhattan ensures you have the documentation and insurance-specific information you need to negotiate or litigate a better settlement. The adjuster will work directly with your insurance company to communicate the necessary information and complete all required paperwork to ensure you get full compensation for your losses and damages.
If your insurance company is not offering a fair settlement based on the damages to your home or business, contact a public adjuster for assistance in settling your claim.
