Types of Car Insurance

When it comes to a car insurance company in Decatur, GA, not all insurance companies are the same.

There are many companies which offer car insurance; however, you should compare prices before selecting one. In addition, select a company that offers personalized service and has a friendly staff.

Types of Car Insurance

If you have ever been in a motor vehicle accident, then you know how important it is. A good policy from a car insurance company in Decatur, GA can help minimize the financial impact due to an accident.

There are different types of coverage, so it is important that you get the right policy. Just because you purchased the minimum amount of auto insurance required by state law does not mean that you are adequately covered. Your auto insurance policy should provide enough protection to cover any out-of-pocket losses which you cannot afford or do not want to take on yourself.

Collision insurance will pay for damages to your vehicle if you are involved in an auto accident.

Comprehensive insurance covers the expense of repairing or replacing your vehicle due to a covered loss from something other than a motor vehicle accident. This could be damage from hail, vandalism, or stolen.

Uninsured and underinsured motorist coverage will cover repairs and medical bills for a motor vehicle accident caused by a non-insured driver. This could be used for injuries, damages or even death caused by another driver who does not have insurance or does not have enough insurance to cover all the costs.

Property damage coverage covers the expense of rebuilding or repairing another person’s property damaged by you. This could be a fence or mailbox that you hit.

Bodily injury is designed to cover the medical expenses for other drivers and passengers involved in an accident for which you are at fault.

Med Pay covers medical expenses related to an accident up to the policy limits.

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