If you have not yet reached the minimum retirement age of 65 and you become disabled due to an injury or accident, you may be able to get financial assistance from Social Security if your disability appears that it will last for at least one year. Over and above your workers comp benefits or any award that you might get from a personal injury law suit; there are Social Security disability benefits in Waukegan that can be helpful when it comes to paying the bills and provide your family with the necessities.
How does Social Security disability work?
From the point of view of the Social Security Administration, if you are disabled and the disability is expected to last at least a year or result in your death, then you are eligible for benefits; partial or short term disability does not qualify.
Not all applications are approved but you are given the opportunity to launch an appeal. Most applicants that are denied and subsequently hire a skilled attorney will eventually win.
What benefits are available?
Social Security disability benefits in Waukegan are based on a number of things; your age at the time you first became disabled, the length of your employment and your contribution to Social Security, your income and the projected date of your eventual retirement. Currently the maximum amount that you can receive is $1,166 every month but there are numerous variables involved.
There are no immediate medical benefits, although after you have received SSDI payments for two years you will become eligible for Medicare. Like the benefit amount, there are exceptions to the rule. There are specific extreme medical conditions, kidney dialysis for example, where Medicare will become immediately available.
Once your application for disability benefits has been approved your family members may also be granted benefits due to a decrease in your income.