SSDI, Social Security Disability Insurance, is available to people that are unable to work due to a mental or physical disability. Social Security is a Federal program, to be eligible for benefits the applicant must have paid FICA taxes, accumulated a specific number of work credits and pass “duration of work” and “recent work history” tests.
The objective of the duration of work test to determine if the claimant has worked long enough to accrue sufficient work credits that are needed to qualify for benefits under the law. The claimant must have 40 work credits or more, half of which must have been earned in the last ten years.
The results of the recent work history test are also used to determine eligibility. The formula used by the SSA is complicated; generally speaking, anyone aged 31 and over must have completed five years of employment out of the last ten years.
Failure to comply with the terms of either test will result in denial of SSDI benefits.
Only those completely disabled are eligible:
To qualify for Social Security disability in Kansas City, the claimant must be completely disabled. If the claimant is partially disabled or the disability is thought to last less than one year, approval will never be granted.
By Social Security rules, disability is based on certain facts:
* The claimant cannot do the job that he or she normally does * The SSA has determined that your medical condition stops you from doing an alternative job, and * The disability will last a year minimum or result in death
An attorney can help:
The entire process is complex, from the initial claim to dealing with the appeals process. About two- thirds of all claims are denied. It is always a good idea to hire an experienced Social Security disability attorney to help with an appeal.
If your claim for Social Security disability in Kansas City is denied, consider hiring a seasoned Social Security attorney. To discuss your case in detail, contact Grundy Disability Group, LLC. Follow us on twitter.